Students should consider the payments that will be required to repay their investment in education. To illustrate that obligation, the table below shows the monthly payment required to repay various levels of debt.

Class of 2011 Percentile	Cumulative Debt at Graduation	Required Monthly Payment (see assumptions below)
25th	$12,868	$148
50th	$19,787	$228
75th	$25,000	$288

Monthly payment calculation is based on:

• Ten year repayment (120 payments)
• 6.8% fixed interest rate
• Includes principal only, assumes that any applicable interest has been paid while the student is in school.

Other repayment scenarios can be simulated using the calculators at finaid.org.