{"id":246,"date":"2017-11-20T14:38:06","date_gmt":"2017-11-20T14:38:06","guid":{"rendered":"https:\/\/www.macalester.edu\/financial-aid\/consumerinformation\/"},"modified":"2022-08-09T14:16:43","modified_gmt":"2022-08-09T14:16:43","slug":"consumerinformation","status":"publish","type":"page","link":"https:\/\/www.macalester.edu\/financial-aid\/consumerinformation\/","title":{"rendered":"Consumer Information and Additional Resources"},"content":{"rendered":"<h3 class=\"wp-block-heading\">Federal Student Aid Programs<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/grants\/pell\">Federal Pell Grants<\/a><\/li><li><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/grants\/fseog\">Federal Supplemental Education Opportunity Grants (SEOG)<\/a><\/li><li><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/work-study\">Federal Work-Study<\/a><\/li><li><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\">Federal Direct Loans<\/a><\/li><li><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\">Federal PLUS Loans<\/a><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">State Financial Aid<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"http:\/\/www.ohe.state.mn.us\/\">Minnesota<\/a><\/li><li><a href=\"http:\/\/www.vsac.org\/\">Vermont<\/a><\/li><li><a href=\"https:\/\/www.riopc.edu\/\">Rhode Island<\/a><\/li><li><a href=\"http:\/\/www.pheaa.org\/funding-opportunities\/state-grant-program\/index.shtml\">Pennsylvania<\/a><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Macalester Financial Aid<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.macalester.edu\/financial-aid\/estimate\/\">Net Price Calculator<\/a><\/li><li><a href=\"https:\/\/www.macalester.edu\/financial-aid\/apply\/\">The Application Process<\/a><\/li><li><a href=\"https:\/\/www.macalester.edu\/financial-aid\/faq\/about-2\/#four\">How Eligibility is Determined&nbsp;<\/a><\/li><li>Rights and Responsibilities of Financial Aid Recipients <ul><li><a href=\"https:\/\/catalog.macalester.edu\/content.php?catoid=16&amp;navoid=1315\">College Catalog<br><\/a> <a href=\"https:\/\/www.macalester.edu\/financial-aid\/about\/\">Understanding Your Aid Package<\/a><br>(Also see <a href=\"http:\/\/studentaid.gov\">Student Aid on the Web<\/a>) <p><a href=\"https:\/\/www.macalester.edu\/financial-aid\/policies\/refunds\/\">Financial Aid and Withdrawal During a Term&nbsp;<\/a><\/p> <\/li><\/ul><\/li><li><a href=\"https:\/\/www.macalester.edu\/employmentservices\/studentemployment\/\">Terms and Conditions of Student Employment<\/a><\/li><li><a href=\"https:\/\/studentaid.gov\/manage-loans\/repayment\">Loan Repayment Terms<\/a><br>(Also see <a href=\"https:\/\/studentaid.gov\/manage-loans\/repayment#trouble-paying\"> Rights and Responsibilities of Student Loan Borrowers<\/a>)<\/li><li><a href=\"https:\/\/catalog.macalester.edu\/content.php?catoid=16&amp;navoid=1315#Satisfactory_Academic_Progress_for_Macalester_Financial_Aid\">Maintaining satisfactory academic progress for financial aid purposes<\/a>.&nbsp; (Also see <a href=\"https:\/\/catalog.macalester.edu\/content.php?catoid=19&amp;navoid=1698#Satisfactory_Progress_Requirements\">Academic progress policies at Macalester<\/a>)<\/li><li><a href=\"https:\/\/www.macalester.edu\/financial-aid\/policies\/offcampusstudy\/\">Off-Campus Study and Financial Aid<\/a><\/li><li><a href=\"https:\/\/www.macalester.edu\/financial-aid\/faq\/billing\/\">Billing and Student Accounts<\/a><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">General Macalester College Information<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.macalester.edu\/about\/student-consumer-information\/\">Student Consumer Information<\/a><\/li><li><a href=\"\/financial-aid\/textbookadvance\">Textbook Advance Program<\/a><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">College Savings Plans &amp; Prepaid Tuition Plans<\/h3>\n\n\n\n<p>(also known as section 529 plans or Qualified State Tuition Plans)<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Earnings on savings invested in College Savings Plans are tax-deferred for federal purposes. Many states also offer tax-deferment on earnings or other tax incentives.<\/li><li>Withdrawals for qualified educational expenses are not subject to federal income tax.<\/li><li>Many College Savings Plans offer a variety of investment options.<\/li><li>Prepaid Tuition Plans are guaranteed to increase in value at the same rate that tuition increases.<\/li><li>College Savings Plans &amp; Prepaid Tuition Plans may be used at most colleges and universities.<\/li><li>Plan savings can sometimes be transferred between family members.<\/li><\/ul>\n\n\n\n<p>See also:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/bigfuture.collegeboard.org\/pay-for-college\/college-costs\/paying-your-share\/your-college-saving-options\">The College Board page on 529 Plans<\/a><\/li><li><a class=\"more\" href=\"http:\/\/www.collegesavings.org\/index.aspx\">College Savings Plans Network<\/a><\/li><li><a class=\"more\" href=\"http:\/\/www.finaid.org\/savings\/529plans.phtml\">The Finaid.org page on Prepaid Tuition Plans<\/a><\/li><li><a class=\"more\" href=\"http:\/\/www.mnsaves.org\/\">Minnesota College Savings Plan<\/a><\/li><li><a class=\"more\" href=\"https:\/\/www.irs.gov\/taxtopics\/tc313\">The IRS page on Qualified State Tuition Plan<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Additional Resources<\/h2>\n\n\n\n<p><a class=\"more\" href=\"http:\/\/www.finaid.org\">finaid.org<\/a><br>General information about financial aid. Includes family contribution estimator and scholarship search services.<\/p>\n\n\n\n<p><a class=\"more\" href=\"http:\/\/www.fastweb.com\/\">Fastweb.com<\/a><br>A free scholarship search service.<\/p>\n\n\n\n<p><a class=\"more\" href=\"http:\/\/www.collegeboard.org\/\">The College Board<\/a><br>General information about paying for college, CSS Profile registration, online family contribution estimator.<\/p>\n\n\n\n<p><a href=\"http:\/\/studentaid.gov\/\">The United States Department of Education<\/a><br>Information about Federal Student Aid programs.<\/p>\n\n\n\n<p><a href=\"https:\/\/fsapartners.ed.gov\/knowledge-center\/topics\/loan-servicing-and-collection-information\">Loan Servicing and Collection Information<\/a><\/p>\n\n\n\n<p><a class=\"more\" href=\"http:\/\/www.finaid.org\/parents\/\">Finaid.org for Parents<\/a><br>Includes college savings calculator, financial aid estimator, loan information, scholarship search, et al.<\/p>\n\n\n\n<p><a class=\"more\" href=\"https:\/\/www.fool.com\/student-loans\/your-complete-guide-college-savings-plans\/\">The Motley Fool<\/a><br>Consult the Fool for an overview of college savings strategies and calculators.<\/p>\n\n\n\n<p><a class=\"more\" href=\"https:\/\/nationalmerit.imodules.com\/s\/1758\/images\/gid2\/editor_documents\/merit_r_i_leaflet.pdf?sessionid=669f05d8-71d9-4b9c-9997-4c05d10a592b&amp;cc=1\">National Merit Deadlines<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Federal Student Aid Programs Federal Pell Grants Federal Supplemental Education Opportunity Grants (SEOG) Federal Work-Study Federal Direct Loans Federal PLUS Loans State Financial Aid Minnesota Vermont Rhode Island Pennsylvania Macalester Financial Aid Net Price Calculator The Application Process How Eligibility is Determined&nbsp; Rights and Responsibilities of Financial Aid Recipients College Catalog Understanding Your Aid Package(Also [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-246","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.4 - 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