{"id":9855,"date":"2025-10-06T17:17:10","date_gmt":"2025-10-06T22:17:10","guid":{"rendered":"https:\/\/www.macalester.edu\/human-resources\/?page_id=9855"},"modified":"2026-01-05T09:55:30","modified_gmt":"2026-01-05T15:55:30","slug":"vision","status":"publish","type":"page","link":"https:\/\/www.macalester.edu\/human-resources\/benefits\/vision\/","title":{"rendered":"Vision Insurance"},"content":{"rendered":"<p>Vision and eye care are critical components of your overall health and well-being. Whether your vision is 20\/20 or less than perfect, regular vision check-ups are important. We offer vision care benefits as part of our commitment to total health and wellness. You may register as a member on the VSP Vision website for more targeted provider results.<\/p>\n\n\n\n<p>Macalester employees with a 0.50 FTE or higher are eligible for coverage.&nbsp; Employees may add spouses, registered domestic partners, dependent children up to age 26 as well as other legal dependents.<\/p>\n\n\n\n<p>The below tables are only a summary of cost\/care\/networks.&nbsp; The Certificate of Coverage will be used for all error and claims processing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vision Insurance Index<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#summary\">Plan Coverage Summary<\/a><\/li>\n\n\n\n<li><a href=\"#premiums\">Plan Premiums<\/a><\/li>\n\n\n\n<li><a href=\"#resources\">Resources<\/a><\/li>\n\n\n\n<li><a href=\"#account\">Creating your online account<\/a><\/li>\n\n\n\n<li><a href=\"#documents\">Plan Documents<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"summary\">Plan Coverage Summary<\/h2>\n\n\n\n<p>You can choose any optometrist you would like.&nbsp; However, under the vision plan, cost coverage is based on whether your optometrist is In-Network or Out-of-Network.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Service\/Feature<\/th><th>In-Network<\/th><th>Out-of-Network<\/th><\/tr><\/thead><tbody><tr><td><strong>WellVision Exam<\/strong><\/td><td>1 Every Calendar Year<\/td><td>1 Every Calendar Year<\/td><\/tr><tr><td><strong>Contact Lens Exam, Fitting, &amp; Eval<\/strong><\/td><td>1 Every Calendar Year<\/td><td>Not Covered<\/td><\/tr><tr><td><strong>Lenses<\/strong><br>Either glasses lenses or contact lenses<\/td><td>1 Pair Every Calendar Year (Glasses)<br>OR<br>1 Allowance Every Calendar Year (Contacts)<\/td><td>1 Pair Every Calendar Year (Glasses)<br>OR<br>1 Allowance Every Calendar Year (Contacts)<\/td><\/tr><tr><td><strong>Frames<\/strong><\/td><td>1 Every Other Calendar Year<\/td><td>1 Every Other Calendar Year<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:30px\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Coverage<\/th><th>In-Network<\/th><th>Out-of-Network<\/th><\/tr><\/thead><tbody><tr><td><strong>WellVision Exam<\/strong><\/td><td>$10 co-pay, then 100%<\/td><td>$10 co-pay, then 100% up to $45<\/td><\/tr><tr><td><strong>Routine Retinal Scanning<\/strong><\/td><td>$39 co-pay, then 100%<\/td><td>Not covered<\/td><\/tr><tr><td><strong>Contact Lens Exam, Fitting, &amp; Eval<br><\/strong>Standard &amp; Premium<\/td><td>$25 co-pay, then 100% up to $60<\/td><td>Not covered<\/td><\/tr><tr><td><strong>Frames<\/strong><\/td><td>$150 allowance, then 20% off balance. Extra $20 allowance on featured brands.<\/td><td>100% up to $70<\/td><\/tr><tr><td><strong>Contact Lenses \u2013&nbsp;<\/strong>Medically Necessary<\/td><td>$25 co-pay, then 100%<\/td><td>$25 co-pay, then 100% up to $210<\/td><\/tr><tr><td><strong>Contact Lenses<\/strong>&nbsp;\u2013 Elective<\/td><td>100% up to $150<\/td><td>$25 co-pay, then 100% up to $105<\/td><\/tr><tr><td><strong>Lenses<\/strong>&nbsp;\u2013 Single Vision<\/td><td>$25 co-pay, then 100%<\/td><td>$25 co-pay, then 100% up to $30<\/td><\/tr><tr><td><strong>Lenses<\/strong>&nbsp;\u2013 Bifocal<\/td><td>$25 co-pay, then 100%<\/td><td>$25 co-pay, then 100% up to $50<\/td><\/tr><tr><td><strong>Lenses<\/strong>&nbsp;\u2013 Trifocal<\/td><td>$25 co-pay, then 100%<\/td><td>$25 co-pay, then 100% up to $165<\/td><\/tr><tr><td><strong>Lenses<\/strong>&nbsp;\u2013 Lenticular<\/td><td>$25 co-pay, then 100%<\/td><td>$25 co-pay, then 100% up to $100<\/td><\/tr><tr><td><strong>Lenses<\/strong>&nbsp;\u2013 Progressive<\/td><td>$25 co-pay, then 100%<\/td><td>$25 co-pay, then 100% up to $50<\/td><\/tr><tr><td><strong>Lens Enhancements<\/strong><\/td><td>Premium Progressive Lenses \u2013 $95-$105<br>Custom Progressive Lenses \u2013 $150-$175<br>Standard Anti-Reflective Coating \u2013 $41<br>Photochromatic Lenses \u2013 $75<br>Solid Tints and Dyes \u2013 $0<br>Plastic Gradient Tints \u2013 $17<br>Polycarbonate Lenses \u2013 $31 \u2013 $35; $0 for children<br>Scratch-Resistant Coating \u2013 $17<br>UV Protection \u2013 $16<\/td><td>Not covered<\/td><\/tr><tr><td><strong>Laser Vision Correction \u2013&nbsp;<\/strong>Discounted access through VSP Laser VisionCare<\/td><td>Average savings of 15-20% off retail or 5% off promotional process<\/td><td>Not covered<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Extra Savings<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Glasses and Sunglasses<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Extra $20 to spend on featured frame brands. Go to vsp.com\/offers for details.<br>20% savings on additional glasses and sunglasses, including lens enhancements, from an VSP provider within 12 months of your last WellVision Exam<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>To find In-Network providers, visit VPS Vision\u2019s website.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"premiums\">Plan Premiums<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">2026 Premiums<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Coverage Level<\/th><th class=\"has-text-align-center\" data-align=\"center\">Monthly Rate<\/th><\/tr><\/thead><tbody><tr><td>Employee Only<\/td><td class=\"has-text-align-center\" data-align=\"center\">$8.55<\/td><\/tr><tr><td>Employee + 1<\/td><td class=\"has-text-align-center\" data-align=\"center\">$12.39<\/td><\/tr><tr><td>Employee + 2 or more<\/td><td class=\"has-text-align-center\" data-align=\"center\">$22.22<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<section class=\"link-group block-container\" id=\"resources\">\n            <div class=\"link-group__heading-row\">\n            <div class=\"link-group__heading-container\">\n                <h2 class=\"base-lockup__heading\">Resources<\/h2>\n            <\/div>\n        <\/div>\n        <div class=\"link-group__featured-row\">\n        <div class=\"link-group__featured-inner\">\n            <div class=\"link-group__featured-inner-inner\">\n                <ul class=\"link-group__featured-link\">\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/vsp.com\/\" target=\"_self\">\n\t\t\t\t\t\t\t    Visit VSP.com or call 800-877-7195 (Toll Free)\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/www.macalester.edu\/human-resources\/wp-content\/uploads\/sites\/344\/2021\/10\/Benefit-Overview-VSP-Vision-Care.pdf\" target=\"_self\">\n\t\t\t\t\t\t\t    VSP Benefit Summary (PDF)\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/www.macalester.edu\/human-resources\/wp-content\/uploads\/sites\/344\/2021\/11\/VSP-Provider-Search.pdf\" target=\"_self\">\n\t\t\t\t\t\t\t    VSP Provider Search (PDF)\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/www.macalester.edu\/human-resources\/wp-content\/uploads\/sites\/344\/2022\/10\/VSP-Simple-Values.pdf\" target=\"_self\">\n\t\t\t\t\t\t\t    VSP Simple Values\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/www.macalester.edu\/human-resources\/wp-content\/uploads\/sites\/344\/2022\/10\/VSP-Exclusive-Member-Extras-Client-Member.pdf\" target=\"_self\">\n\t\t\t\t\t\t\t    VSP Exclusive Member Extras\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/www.macalester.edu\/human-resources\/wp-content\/uploads\/sites\/344\/2022\/10\/VSP-Eyeconic-Overview-with-Benefit-Integration-Member.pdf\" target=\"_self\">\n\t\t\t\t\t\t\t    VSP Eyeconic Overview\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<p>VSP doesn\u2019t send&nbsp;out ID Cards. What you will do instead is let the provider know that you have insurance through VSP Vision and they will be able to look you up in their system. When a dependent schedules an appointment, they also only need to mention your name and VSP Vision. It really is that simple!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"account\">Creating an online account<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Visit&nbsp;<a href=\"https:\/\/www.vsp.com\/\">vsp.com<\/a><\/li>\n\n\n\n<li>Click on Create an Account located on the upper right hand corner of your screen<\/li>\n\n\n\n<li>Fill in the following information:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Last 4 digits of your SSN<\/li>\n\n\n\n<li>Name<\/li>\n\n\n\n<li>Date of Birth<\/li>\n\n\n\n<li>Email Address (this will become your username)<\/li>\n\n\n\n<li>Phone Number (optional)<\/li>\n\n\n\n<li>Preferred Language<\/li>\n<\/ul>\n\n\n\n<p>Once you have created your account, you will receive a confirmation email. You will want to click on the link that you receive within 48 hours to activate your account. Once it is activated, you will be set up to use your VSP account.<\/p>\n\n\n<section class=\"link-group block-container\" id=\"documents\">\n            <div class=\"link-group__heading-row\">\n            <div class=\"link-group__heading-container\">\n                <h2 class=\"base-lockup__heading\">Plan Documents<\/h2>\n            <\/div>\n        <\/div>\n        <div class=\"link-group__featured-row\">\n        <div class=\"link-group__featured-inner\">\n            <div class=\"link-group__featured-inner-inner\">\n                <ul class=\"link-group__featured-link\">\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/www.macalester.edu\/human-resources\/wp-content\/uploads\/sites\/344\/2021\/10\/Evidence_of_Coverage_VSP.pdf\" target=\"_self\">\n\t\t\t\t\t\t\t    Evidence of Coverage (PDF)\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/www.macalester.edu\/human-resources\/wp-content\/uploads\/sites\/344\/2018\/02\/VIS-2018-Disclosure-Notice.pdf\" target=\"_self\">\n\t\t\t\t\t\t\t    Disclosure Notice: Vision (PDF)\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/www.macalester.edu\/human-resources\/wp-content\/uploads\/sites\/344\/2018\/02\/VIS-2018-Privacy-Notice.pdf\" target=\"_self\">\n\t\t\t\t\t\t\t    Privacy Notice: Vision (PDF)\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                            <li class=\"link-group__link-item\">\n                            <a class=\"base-cta-featured\" href=\"https:\/\/www.macalester.edu\/human-resources\/wp-content\/uploads\/sites\/344\/2018\/02\/VIS-2018-State-Guaranty.pdf\" target=\"_self\">\n\t\t\t\t\t\t\t    State Guaranty: Vision (PDF)\n\t\t\t\t\t\t\t    <svg aria-hidden=\"true\" class=\"base-symbol base-cta-featured__arrow\" viewbox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t    <use xlink:href=\"\/wp-content\/themes\/macalester-2020\/dist\/svgs\/symbol-arrow.svg#icon\"\/>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/a>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>Vision and eye care are critical components of your overall health and well-being. Whether your vision is 20\/20 or less than perfect, regular vision check-ups are important. We offer vision care benefits as part of our commitment to total health and wellness. You may register as a member on the VSP Vision website for more [&hellip;]<\/p>","protected":false},"author":875,"featured_media":0,"parent":2106,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-9855","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages\/9855","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/users\/875"}],"replies":[{"embeddable":true,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=9855"}],"version-history":[{"count":8,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages\/9855\/revisions"}],"predecessor-version":[{"id":10287,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages\/9855\/revisions\/10287"}],"up":[{"embeddable":true,"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/pages\/2106"}],"wp:attachment":[{"href":"https:\/\/www.macalester.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=9855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}