• Aetna Student Health Insurance Website
• Insurance FAQ
• Seniors & Insurance
• Travel Insurance

Paying Medical Bills...
You may have submitted those medical charges to insurance but until the insurance pays your health care provider, YOU are responsible! If you ignore the bills, they can send you to collection - not fun and hard on your credit rating. And even if your parents are the ones taking responsibility for those bills, if providers aren't paid, it is YOUR name that everything is in (18yrs+). Talk to the provider and if necessary, arrange for small monthly payments.

Changes in Dependent Status..
Many states have recently enacted legislation changing the age requirements for health insurance coverage for dependents - including MN. MN policies must now cover unmarried dependents under the age of 25, whether they are students or not (effective 1/1/08)Check this website to see your home state.

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Traveling Abroad?
Refer to our website on travel insurance for suggestions on addressing your health insurance and travel assistance needs.

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Health Insurance Coverage for 2008-2009

Macalester students are required to show proof of their personal/family health insurance coverage for 2008-09 or they are billed for the insurance offered by the college, Aetna Student Health , a division of Aetna Insurance.

ALL STUDENTS (new & returning) MUST EITHER WAIVE OUT OR ACCEPT THE POLICY ON-LINE BETWEEN JULY 1, 2008 and AUGUST 15, 2008. Simply go to the Aetna web site (www.aetnastudenthealth.com), select "Student", click on "find your school", then type in "Macalester".

      The cost to purchase the Aetna Student Health Insurance Plan for
      2008-2009 is $450.

      Cost for the Accident Insurance Plan for 2008-2009 is $50.00*

      *Accident Insurance is strongly recommended if you are participating
      in varsity or intramural sports.

If you elect either of these plans or fail to waive enrollment, these charges will be billed to your tuition bill through the Student Accounts Office. To have these charges removed, the waiver must be completed on line by the deadline of August 15, 2008.

Students are only able to add these policies after August 15, 2008 if they submit evidence that they are no longer covered by a previous policy.

Enrollees with questions regarding the Macalester College Health or Accident plan should contact Aetna Customer Service at (1-888-834-4710).

Health Services strongly advises students to check any existing policies that they may be covered under to determine if they will be adequately covered while at Macalester. This is particularly important for mental health coverage which tends to have more limitations. The policy under Chickering waives the pre-existing condition component for mental health.