Health Insurance

All Macalester students must verify every year that they carry comprehensive health insurance. The website to waive out or enroll is expected to be available on July 8, 2019, with a deadline of August 23, 2019.

All students are initially billed for the plan; the charge is removed only when the student has gone online and waived out.  Students who wish to enroll in the plan should also go online and accept the policy. Students who are on a state Medicaid plan should contact Sue Rothenbacher, our insurance specialist, at

Macalester Health Insurance Requirements

Website: Information on Plan and Link To Enroll or Waive Out

Frequently Asked Questions

The 2019-2020 plan will include all of the benefits provided in the 2018-2019 (reference for returning students).  The cost is $2417 for 12 months ($2382 for premium; $35 administrative fee).   For  plan information, go to the active website


Macalester College requires all students to provide proof of comprehensive, ACA-compliant personal health insurance coverage. Health insurance is required when seeking health care services off-campus and when participating in intercollegiate athletics.

If you have appropriate health insurance coverage that will provide coverage for you while at Macalester College in Minnesota, you may choose to complete the waiver process for the health insurance. If you do not have health care coverage or adequate coverage while at Macalester, you must enroll in the plan offered by the College. The insurance plan offered for the 2019 – 2020 academic year is offered by  United Healthcare Student Resource Insurance. The College strongly discourages and may not accept “specialty plans” such as those targeting international students as student experience has proven most are not adequate. The adage “you get what you pay for” seems to hold true for this type of product.  Students who are on state-sponsored medicaid should consult with Sue Rothenbacher,

Note: All students may use the Hamre Center for Health & Wellness services no matter what insurance they have.

Create an Account

When you log into the system, use your Macalester College email address as your User ID and your Macalester College Student ID # as your password. Once you have logged into the system for the first time, reset your password.  A secure link will be sent to your Macalester email address which will serve as identity verification and allow you to complete the process. Once your password is reset, complete the process.

Enroll in Health Insurance

If you plan to enroll in the Health Insurance Plan, complete the enrollment process as instructed at the site. The health insurance charge will then remain on your student billing account.

Waive Out of Health Insurance

If waiving out of the insurance, have your current health insurance card in front of you as the information found on your current health insurance card will be needed to complete the process. Upon completing your form, review the information provided and click “Submit” to complete the process. Immediately upon submitting your form, a reference number and confirmation will be sent to your Macalester email. The charge for the health insurance will be credited off of your student billing account within 2 to 4 business days.

Website: Information on Plan and Link To Enroll or Waive Out (2019 – 2020 information will be available 7/8/19)

Questions may be directed to Sue Rothenbacher, Insurance Specialist, or   Phone messages may be left at:  651-696-6275



Most services at Macalester’s Hamre Center for Health & Wellness have no charge. But there are a few things that do have a charge associated with them.  Here is how to handle HWC charges