Health insurance coverage helps you and your family access routine and preventive health care at a reasonable cost and protects against the catastrophic costs of major illness or injury.  Employees can choose between the HealthPartners High-Deductible Health Plan (HDHP) with HSA or the HealthPartners PPO Health Plan.  Both plans use the Open Access Choice PPO Network and provide comprehensive coverage.  The Open Access Choice PPO Network gives you the care and service you need, at your convenience.  With more than 650,000 providers, you have access to one of the country’s largest networks.

Macalester employees with a 0.50 FTE or higher are eligible for coverage.  Employees may add spouses, registered domestic partners, dependent children up to age 26, as well as other legal dependents.  All plan participants must have the same level of coverage, either the HDHP plan or the PPO plan.