Vision Insurance

Vision and eye care are critical components of your overall health and well-being. Whether your vision is 20/20 or less than perfect, regular vision check-ups are important. We offer vision care benefits as part of our commitment to total health and wellness. You may register as a member on the Superior Vision website for more targeted provider results.

Who is eligible to be covered under Macalester’s vision plan?

Any regular Macalester employee scheduled to work 1007.50+ hours (0.50 full time equivalent (FTE) or higher) is eligible for coverage.

Who can I add to my vision plan?

2018 Vision Plan Employee Premiums

Coverage Level Vision
Employee $6.48
Employee + 1 $12.62
Employee + 2 or more $22.38

Note: Rates shown are per month

Vision Plan Coverage Summary

Service/Feature In-Network Out-of-Network
Exam 1 Every Calendar Year 1 Every Calendar Year
Contact Lens Fitting 1 Every Calendar Year Not covered
Lenses
Either glasses lenses or contact lenses		 1 Pair Every Calendar Year (Glasses)
OR
1 Allowance Every Calendar Year (Contacts)		 1 Pair Every Calendar Year (Glasses)
OR
1 Allowance Every Calendar Year (Contacts)
Frames 1 Every Other Calendar Year 1 Every Other Calendar Year
Services
Exam
Ophthalmologist		 $10 co-pay, then 100% Up to $45 retail covered
Exam
Optometrist		 $10 co-pay, then 100% Up to $39 retail covered
Frames $130 retail allowance, then 20% off amount after allowance Up to $70 retail covered
Contact Lens Fitting
Standard		 $25 co-pay, then 100% Not covered
Contact Lens Fitting
Specialty		 $25 co-pay and $50 retail allowance Not covered
Contact Lenses $130 retail allowance Up to $100 retail allowance
Lenses, per Pair
Standard Single Vision		 Covered in full Up to $38 retail allowance
Lenses, per Pair
Standard Bifocal		 Covered in full Up to $53 retail allowance
Lenses, per Pair
Standard Trifocal		 Covered in full Up to $68 retail allowance
Lenses, per Pair
Polycarbonate for dependent children		 Covered in full Not covered
Refractive Surgery 15% – 50% Covered Not covered

Note: The above table is a summary only. The certificate of coverage will be used in case of error and for all claims processing.

Resources

Plan Documents